Insurance Products
Variable insurance products, including variable annuities and
variable life insurance, are offered by prospectus only. The prospectus
contains information about the product's features, risks, charges
and expenses, and the investment objectives, risks and policies
of the underlying portfolios, as well as other information about
the underlying funding choices. Read the prospectus
and consider this information carefully before you invest. Product
availability and features may vary by state. All product guarantees
are based on the claims-paying ability of the issuing insurance
company.
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